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Sound Advice: December 17, 2025

Don't wait too long to use your airline miles or credit card points

Airline miles typically have expiration policies that vary by program, but many miles expire after a period of inactivity, often ranging from 18 to 36 months. For example, Air Canada Aeroplan miles expire after 18 months of inactivity, Air France-KLM Flying Blue miles expire after 24 months without qualifying activity, and other airlines like British Airways and Lufthansa have miles that expire after 36 months of inactivity. Some premium status members may have miles that never expire as long as they maintain their status.

Credit card points also require attention because redemption rates, transfer options, and redemption methods can influence the value you get from your points. Airlines and credit card programs may change redemption rates or policies over time. Generally, it's wise not to hoard miles or points too long without redeeming because they can lose value, expire, or programs can devalue the rewards.

To maximize your benefits:

  • Track your miles or points and check their expiration policy.
  • Use or renew activity before miles expire by earning or redeeming points.
  • Transfer credit card points to airline programs when it results in better value.
  • Redeem points for trips you want to take rather than waiting for an ideal moment.

In short, don't wait too long to use your airline miles or credit card points because they often expire after a period of inactivity or may lose value due to program changes. Creating a plan to redeem your miles for trips you want to take will ensure you maximize their worth before expiration or devaluation risks arise.


N. Russell Wayne

Weston, CT  06883

203-895-8877

www.soundasset.blogspot.com

 

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