How is the stock market doing? As of late July 2026, the answer depends on exactly how you measure it, but the numbers show a striking difference. S&P 500 (cap-weighted): about +8.5% year to date . S&P 500 Ex-Magnificent 7 Index: about +12.2% year to date (price return as of July 24, 2026). That means the S&P 500 excluding the Magnificent Seven has actually outperformed the traditional S&P 500 by roughly 3.7 percentage points so far this year. This is a notable reversal from 2023–2025, when the Magnificent Seven (Apple, Microsoft, Nvidia, Amazon, Alphabet, Meta, and Tesla) were responsible for a disproportionate share of the index's gains. In 2026: Several Magnificent Seven stocks have stumbled or corrected. Healthcare, financials, industrials, and many smaller technology and semiconductor companies have taken over market leadership. The equal-weighted S&P 500 has also outperformed the traditional ...
What's most important when selecting a financial adviser? The most important thing is trust , backed by competence and a clear fit for your needs. People consistently rank knowledge, trustworthiness, and the ability to understand their goals near the top when choosing an adviser. What matters most Trust and integrity. You need someone who acts in your interest and is transparent about conflicts and incentives. Relevant experience and credentials. Look for education, certifications, and experience with clients in situations like yours. Fee clarity. You should understand exactly how the adviser is paid and what it will cost you. Communication fit. The adviser should listen well, explain things clearly, and match your style and involvement level. Regulatory standing. Check registration, disciplinary history, and whether they are subject to strong ethical standards. Practical rule If you have to choose just on...