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Sound Advice: February 5, 2025

Interested in Medi-Share?  Your prayers may not be answered. 

Medi-Share is a faith-based program that may act as a supplement to traditional Medicare, although it could appear to be.  It is available only to people who can attest to Christian beliefs and lifestyle . . . and provide a church reference.

It is not regulated by state or federal government and is not considered insurance.

Members pray for each other’s medical challenges and build a spiritual bond.  Even before signing up, agents are standing by to give you information and pray with you, if you choose.

The monthly cost is labeled as your share amount.  Members contribute a set amount each month to cover other members’ medical expenses.

Similar to Medicare Advantage plans, it has a Preferred Provider network of doctors, which most certainly does not include all of the finest practitioners.  It is often less expensive than traditional insurance, but the trade-off comes in the form of limitations that may be unacceptable. Preventative care, for example, which would be covered by traditional insurance, is not covered by Medi-Share.

Indeed, the picture for Medi-Share gets even worse when reviewed on Trust Pilot, which gives Medi-Share its lowest rating, 1-star, by 88% of those who left comments.  

One recent comment (April 9, 2024):

UGHHHH I need a shower every time I hear the ad for this medishare scam it completely disgusts me that folks use their brand of religion to make money these fake Christians never read their chosen bible otherwise they would not be going totally against the teaching of their chosen god

The reviews are not much better on Google.  The average of 291 reviews gives an average score of 3.2. 

Here’s one from last fall:

If I could leave zero stars, I would. This has been by far the worst decision our family has ever made when it comes to our medical care. We were trapped into this because we cancelled our traditional insurance and couldn’t get it back until my husband got a new job with new insurance. For 10 years we had to put up with MediShare and extraordinarily high medical costs. They would pray for us and take our money but when it came time to assist with paying medical bills we were left with very high bills that put us into debt. The worst part was after our daughter was assaulted and needed to be hospitalized. They prayed for us but the entire bill fell on us because it was mental health related due to the trauma she endured. We had to pay tens of thousands of dollars and they offered zero financial assistance. They had their chaplain call us but that was the extent of their help. Our church family was already praying for us for free! Run!!! This operation is a complete scam preying on trusting Christians.

N. Russell Wayne

Weston, CT  06883

203-895-8877

www.soundasset.blogspot.com

  

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